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CPI Report: Inflation Decreased in March—Will the Fed Lower Interest Rates?

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Inflation rates experienced an unexpected decline in March, reaching their lowest point since September at 2.4% year-over-year, down from 2.8% in February and 3% in January, as reported by the U.S. Bureau of Labor Statistics. This decrease indicates a notable cooling trend in inflation over recent months.

The consumer price index (CPI), which gauges the cost of various goods and services, saw a slight decrease of 0.1% month-over-month in March. Core inflation, which excludes food and energy prices, recorded a year-over-year increase of 2.8%, the slowest rise since March 2021.

In a related note, the labor market also showed strength, with U.S. businesses adding 155,000 new jobs in March, according to the latest ADP data, suggesting a resilient economic environment.

“From a purely analytical perspective, these inflation figures align with what the Federal Reserve aims to achieve,” commented Elyse Ausenbaugh, head of investment strategy at J.P. Morgan Wealth Management. She remarked on the noticeable decline in key categories like housing and transportation services. However, Ausenbaugh cautioned that this slowdown in inflation does not guarantee a cut in interest rates during the upcoming Federal Open Market Committee meeting in May. Despite President Donald Trump’s temporary halt on tariff increases for several countries for 90 days, there remains a 10% tariff imposed on all trading partners, along with a significant 145% tariff on Chinese imports, creating unpredictability for consumers regarding prices.

“I anticipate that the Federal Reserve will maintain a cautious and data-driven approach,” Ausenbaugh stated.

Further insight from EY Senior Economist Lydia Boussour suggested that elevated tariffs could lead to rising inflation in the future. She forecasts that core CPI inflation could reach between 3.5% and 4% by the year’s end, an increase of at least 0.7% from the March figure. Boussour expressed her belief that while the Federal Reserve might eventually opt to ease monetary policy, a delayed reaction to emerging economic weakness could intensify the slowdown, resulting in up to three rate cuts in the latter half of the year as economic conditions shift.

The decline in the CPI was largely driven by a significant 6.3% monthly drop in gasoline prices and a 4.2% decrease in fuel oil costs, which mitigated the effects of a 3.6% increase in natural gas prices, as well as modest rises in electricity (0.9%) and apparel prices (0.4%). Meanwhile, housing costs edged up by 0.2%, while transportation expenses fell by 1.4%, reflecting smaller changes compared to February.

In the food sector, prices rose by 0.4% month-over-month in March, following a 0.2% increase in February. A notable increase in egg prices by 5.9% from February to March contributed significantly to this uptick, although the index for meats, poultry, fish, and eggs also experienced a 1.3% rise.

Source
www.entrepreneur.com

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