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Going Viral: The Proposed ‘Luigi Mangione Act’ May Limit Healthcare Insurers’ Ability to Deny Claims

Photo credit: www.yahoo.com

California’s Controversial Ballot Initiative: The “Luigi Mangione Access to Health Care Act”

A recent initiative in California, named after the alleged killer of UnitedHealthcare CEO Luigi Mangione, has sparked significant online discourse and controversy.

Dubbed the “Luigi Mangione Access to Health Care Act,” the measure intends to ensure that no insurance provider can delay, deny, or alter any medical treatment or medication prescribed by a physician, especially in cases where such actions could lead to severe consequences like disability or death.

According to the proposal, any decision regarding medical care must be made by the attending physician, rather than being subject to modification by non-medical personnel within the insurance company. Furthermore, the act stipulates that employing a non-physician to review these decisions would be classified as a felony.

If implemented, this legislation could transform the operational dynamics of health insurance companies, which, as reported by ProPublica, have been known to reject claims without sufficiently reviewing them.

Statistics reveal that American families spend thousands on health insurance annually, yet data from the Kaiser Family Foundation highlights troubling trends, showing that approximately one in five in-network claims were denied in 2023. In some cases, denial rates for specific insurance providers soared to as high as 54%.

The underlying reasons for these denials can be intricate. Dr. Bill Hennessey, sharing insights with ABC Action News, stated, “The national average, as well as my physician billing company average, is 20 percent of claims are denied… It’s based primarily on… price tag. The more expensive the care, the more likely the denial.”

The initiative has elicited polarized reactions. Many online critics express discomfort over naming the proposal after someone accused of violent crime. A user on X remarked, “Naming a bill after a murderer won’t stick. If it does, it tells our children killing others is how you enact change.”

Conversely, some supporters argue that the initiative aims to address systemic issues in healthcare, with one commenter asserting, “The point of this act is so that people DON’T feel the need to kill healthcare CEOs.” They contended that Mangione’s actions were a response to systemic failures in the healthcare system.

A moderate faction of respondents focused on the act’s potential benefits, declaring that it could enhance healthcare accessibility by ensuring that insurance companies prioritize patient welfare.

What do you think about the implications of this ballot initiative and its controversial name? We invite you to share your thoughts in the comments.

Source
www.yahoo.com

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